THE EXPLOSIVE CHILD – Understanding Easily Frustrated Children – Parenting Book

Some recent Parenting auctions on eBay:

NEW Mindful Parenting for ADHD By Mark Bertin Paperback Free Shipping
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NEW Co-parenting with a Toxic Ex By Amy J. L. Baker Paperback Free Shipping
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Always My Child: A Parent’s Guide to Understanding Your Gay, Lesbian, Bisexual, Transgendered, or Questioning Son or Daughter

TRICKY TEENS Andrew Fuller: Create Great Relationships BOOK Parenting Teenager
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7 Parenting Teenagers Books : The Princess Bitchface Syndrome, Being A Happy Tee
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Related Parenting Teenagers Products

Contemporary Parenting: Challenges and Issues (Understanding Families series)

Parenting Issues eBay auctions you should keep an eye on:

Engaging Adolescents : Parenting Tough Issues With Teenagers, Paperback by Ha...
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Engaging Adolescents: Parenting tough issues with teenagers by Michael Hawton (E
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Engaging Adolescents: Parenting Tough Issues with Teenagers by Hawton, Michael.
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Contemporary Parenting: Challenges and Issues (Understanding Families series)

Some recent Parenting Issues auctions on eBay:

Engaging Adolescents : Parenting Tough Issues With Teenagers, Paperback by Ha...
AU $28.77
End Date: Sunday Aug-2-2020 2:31:00 EST
Buy It Now for only: AU $28.77
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Engaging Adolescents: Parenting tough issues with teenagers by Michael Hawton (E
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Understanding Travel Insurance For Sports And Hazardous Activities

Understanding Travel Insurance For Sports And Hazardous Activities

Would your travel insurance policy cover you if you fell off an elephant while on holiday in Phuket? Well, maybe – but there could be a reduction in the available benefits. However, if you were on a holiday which included trekking by camel or elephant you would not be covered because the activity would be classified as ‘non-incidental.’ Confused yet? The subject of travel insurance for ‘hazardous activities’ can be very complicated!

Many travel insurance policies automatically cover for ‘incidental’ activities. The term ‘incidental basis’ means that your participation in an activity is on a casual, fortuitous, occasional, or minor basis. In contrast, sports tours or activity holidays; for example, a week’s white water rafting on the Colorado River is considered non-incidental.

The term ‘hazardous activity’ for insurance purposes generally means any activity where it is recognized that there is an increased risk of injury or it can be reasonably expected to exacerbate an existing medical condition.

You should be covered to participate in an activity such as canoeing, hot air ballooning, camel riding, jet skiing, deep sea fishing, horse riding or snorkeling on a limited basis but not in excess, i.e. a planned adventure holiday where you would be participating in the activity on a daily basis.

For incidental activities which are considered more dangerous, such as abseiling or playing amateur rugby, claims resulting from these activities could mean a reduction in the amount of personal accident benefit and an increase in the ‘excess’ for medical expenses.

Another group might include activities considered dangerous which you would participate in on a regular basis, i.e. ‘non-incidental.’ Claims relating to these activities are also likely to be subject to a reduction in the amount of personal accident cover and an increase in the excess for medical expenses. These activities might include cycling (touring), pony trekking, safaris, and sailing holidays.

Sports, which include racing of any type (except on foot), would usually have to be approved in advance. The same would apply to activities such as: mountaineering (while using ropes), potholing, hang-gliding, caving, micro-lighting, motor racing, and parachuting (other than a solo or tandem jump) in excess of one jump and bungee jumping (in excess of one jump). Motorcycling may be covered provided an additional premium is paid, but is often subject to restrictions such as riding your own motorcycle up to a certain engine size, and not including any type of racing. Your travel insurance policy will not cover for professional sporting activities and you cannot work (paid or unpaid) as a guide or instructor to others.

Most travel insurance policies will contain a clause in their General Exclusions section regarding ‘willful exposure to danger or peril’ (unless in an attempt to save human life). The onus is on you to exercise reasonable care to prevent illness, injury, or loss or damage to your property. In other words – you should always act as if you are not insured and not tempt fate!

When it comes to winter sports, you do not normally have automatic coverage with your travel insurance policy and will need to pay an additional premium. Most winter sports policies do not cover for anything other than normal skiing and boarding activities. Dangerous activities such as ski jumping, heli-skiing, ski acrobatics, freestyle skiing, ski racing or training, ice hockey, and bobsledding would be excluded unless pre-approved. Exclusions would also apply to offpiste skiing in areas designated as unsafe by the resort management.

Travel insurance policies can vary a lot so if you should be offered free insurance or ludicrously cheap insurance it would be wise to check and see what it actually covers! You may find, for instance, that there will be no liability cover under certain circumstances or for certain activities. You may be covered for some potentially hazardous activities – but only if you remain within certain limited guidelines for that activity.

It is up to the underwriter whether they decide to provide cover for any unusual type of risk. You would need to contact the travel insurance company in advance to discuss any potentially hazardous activities. In some cases, you may be able to obtain cover, but only after payment of an additional premium or an amendment to the policy. If in doubt – always ask first. It will be difficult, it not impossible, to find a company which will add cover for a hazardous activity to your policy once you are on holiday. If you should find yourself in this position, it would be wise to avoid the activity – or attempt to purchase insurance where you are.

Are you less confused now? Imagine you are on holiday in Egypt. You decide to go on a camel ride. You fall off and break your leg. Would your travel insurance cover you? Depending on your particular policy, the insurance should cover you – because your participation in the activity was on an incidental basis!

Jean Andrews is a freelance writer living in the UK. She regularly contributes articles for TIA Ltd who offer travel insurance at great prices online.

How Your House Works: A Visual Guide to Understanding and Maintaining Your Home, Updated and Expanded Reviews



House and Home: A Practical Book on Home Management by Mary Carter (English) Pap
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Understanding Pets Behavior and To Take Care of Pets

Understanding Pets Behavior and To Take Care of Pets

Each and every animal is loving that crosses our path has a deep and true lesson for us that can help to change our life! It is really important to listen and to take care to the animals. They constantly provide us with gestures, behaviors, actions and more to guide, teach and help us take hold of our lives so that we can be more loving, happier, kinder, peaceful, successful and the list goes endless!

Our soul and relationships contracts with animals are endless in their ability to transform us into happier, better and more grounded humans. It is now time to start listening to your animals and receive the present they have for you. Pets live in penthouses and farmhouses, mansions and studio apartments. Cats and dogs are intelligent animals, with a tendency to get themselves-paws, curious creatures, tails, whiskers and all into trouble.

Here Are Few Tips To Understand And To Take Care of Your Pets

Feed the older pet first because this will give your original pet priority and prevent cats and dogs from getting jealous. In this way you can understand their priority prevent them getting envy.

If you are expecting new baby in family, it’s best to prepare your animal for what is to come. Prepare your pets with unusual sound of baby crying by playing a recording sound.

Pack a suitcase or small box with your pets essential. Keep this in the car with you so you can have some essential things handy for your pet on arrival. If you can do more, then have your pets old familiar beds or blanket there for them when they arrive.

Properly prepared pets will accept a new baby with less unusual stress. Songstress include the following; new scents, lack of attention, new sounds and decreased territory space from all the baby paraphernalia.

It is not rarely seen among pets to loose their appetite when they are under stress. Keep an eye on the amount of their food intake and motivate them every now and again to drink water. If their food intake does not boost up you should contact your vet, especially if your pet has had a sedative.

The trick with any new chapter is to stay calm, go slow and do the right thing by letting the pet bond at his own pace. Moreover, this will make your pet less likely to become aggressive later on causing increased problems.

Animal shelters need help year round. The high cost of keeping a pet coupled with the continued pet overpopulation problem means shelters are regularly coming with adoptable animals. There are many ways that you can help your animal shelter in winter. Consider volunteering either in an administrative capacity or by working with the animals.

Communicating with animals is open to everyone and in fact there are schools that will teach you how we can all communicate better with our pets and other animals we come into contact with in this way we can understand our pets and helps us to take care of them too.

You can also check Match You Pets and Pet Shop.

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